PayPal Fee Calculator

Calculate the exact PayPal fee deducted from a payment — or find the gross amount you need to charge to receive a specific net amount after fees. The standard rate of 3.49% + $0.49 applies to most transactions, with lower rates for Goods & Services via QR code and different rates for invoicing and international transfers. Toggle between domestic and international rates.

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Frequently Asked Questions

What are PayPal's standard fees for Goods and Services?
PayPal charges 3.49% plus $0.49 per transaction for Goods and Services payments and invoicing. QR Code payments and Venmo Goods and Services transactions cost 1.90% plus $0.10.
How do I calculate the gross amount to charge so I receive a specific net amount?
Use the reverse formula: Gross = (Net + fixed fee) / (1 - percentage rate). For example, to receive $100 via Goods and Services (3.49% + $0.49): Gross = ($100 + $0.49) / (1 - 0.0349) = approximately $104.65.
Can I pass PayPal fees on to buyers?
PayPal's terms of service historically prohibited surcharging buyers. Rules vary by country and payment type, so check PayPal's current user agreement. An alternative is to build the fee into your listed price using the reverse calculation.
Why are QR Code and Venmo rates lower?
PayPal offers reduced rates for QR Code and Venmo Goods and Services (1.90% + $0.10) to encourage in-person and social commerce. These rates apply only to business transactions, not personal payments.

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