Tiny Toolkit

Real Estate Commission Calculator

Real estate agent commissions are typically the largest single closing cost in a home sale — often 5–6% of the sale price. This calculator shows you the total commission amount, how it splits between the listing agent and buyer's agent, and your net proceeds after the commission is deducted. Adjust the split percentage to model different negotiated arrangements.

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Frequently Asked Questions

How much is a typical real estate agent commission?
Traditionally, total commission has been 5–6% of the sale price, split between the listing agent and the buyer's agent. Following the 2024 NAR settlement, buyer's agent compensation is now negotiable and must be agreed upon separately, which is changing commission structures across the industry.
Who pays the real estate agent commission?
Traditionally, the seller pays the total commission out of sale proceeds. Under new rules following the 2024 NAR settlement, buyer's agent compensation must be negotiated separately and may be paid by the buyer directly in some cases.
Can I negotiate the commission rate?
Yes. Commission rates have always been negotiable, and competition from discount brokerages (1–2% listing fee) gives sellers more leverage. When interviewing agents, ask about their rate and what services are included. A lower rate may mean less marketing, fewer open houses, or less negotiation support.
Are there alternatives to paying a full commission?
Yes. Discount brokerages charge 1–2% for listing services. Flat-fee MLS services list your property on the MLS for a few hundred dollars, letting you negotiate the buyer's agent commission. For-sale-by-owner (FSBO) avoids the listing agent fee entirely but requires more time and market knowledge.

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