Finance Calculators

Calculate your 2025 federal income tax by bracket. Enter gross income and filing status to see your taxable income, tax owed in each bracket, effective rate, and marginal rate. Free.

Calculate your take-home pay after federal income tax, state tax, Social Security, Medicare, 401(k), and health insurance deductions. Supports all pay frequencies. Free.

Compare the after-tax retirement value of a Roth IRA vs. a Traditional IRA based on your current and retirement tax rates, contribution amount, and years of growth. Free.

Calculate your monthly payment, total interest, and payoff timeline for any student loan. See how much an extra monthly payment saves in interest and time. Free.

Calculate your home equity, loan-to-value ratio, borrowable equity for a HELOC or cash-out refinance, and whether PMI applies. Enter your home value and mortgage balance. Free.

Calculate monthly loan payments, total interest paid, and view a full amortization schedule for any loan amount, interest rate, and term. Free.

Estimate your monthly mortgage payment with principal and interest breakdown. Includes a full amortization schedule for any loan amount, rate, and term. Free.

See exactly how much interest you save and how many years you cut off your mortgage by making extra monthly payments. Compare your current vs. accelerated payoff. Free.

Calculate how any investment grows over time with compound interest and regular contributions. See year-by-year growth, total contributions, and total interest earned. Free.

Find out exactly how long it takes to reach any savings goal with regular deposits and compound interest. Enter your goal, rate, and monthly amount. Free.

Enter your balance, APR, and monthly payment to see exactly how long it takes to pay off your credit card and how much total interest you'll pay. Free.

Calculate how much purchasing power a dollar amount loses over time using historical or custom annual inflation rates. Compare the real cost of money across any two years. Free.

Convert any salary to an hourly rate — or any hourly rate to annual salary. See weekly, biweekly, monthly, and daily equivalents instantly. Free.

Calculate the tip amount for any bill size and tip percentage. Split the total evenly among any number of people and see the per-person amount. Free.

Add or remove sales tax from any price for any tax rate. Calculate the pre-tax price, tax amount, and total — instantly and in both directions. Free.

Add up your assets and liabilities to calculate your current net worth.

Calculate how much you need to retire early using the 4% rule and your annual expenses.

Find out how much you need saved today to coast to retirement without additional contributions.

Calculate your target emergency fund size based on monthly expenses and coverage months.

Pay off debt smallest-balance-first and see your total interest saved and debt-free date.

Pay off debt highest-rate-first and minimize the total interest you pay.

Convert a nominal interest rate to APY (Annual Percentage Yield) based on compounding frequency.

Build a CD ladder strategy across multiple terms and see your total interest earned at maturity.

Calculate annual and monthly dividend income from your shares and project growth over time.

See how fund expense ratios compound over time and how much fees cost your long-term returns.

Use the Rule of 72 to estimate how long any investment takes to double. Enter an interest rate and get the answer instantly — plus the full formula explained. Free.

Calculate your annual RMD from a traditional IRA or 401(k) based on your age and account balance.

Project how your 529 college savings plan grows with regular contributions and compound interest.

Calculate simple interest earned on a principal amount over time and compare to compound interest.

Calculate the sale price and savings from a discount percentage, or find the discount from two prices.